In today’s work universe, we are a nation of independent employees, and it’s the “age of the freelancer,” Fortune magazine has declared. The self-employed workforce should total 40% of the whole by 2020, says another study—that’s 60 million people!
Are you a self-employed home buyer needing a mortgage? Loans can be tricky to get when something as straight-forward-seeming as what you earned last year gets bogged down in a pile of pay stubs from various clients.
Venice real estate agency giving best buying tips for self-employed people to purchase beach houses – agent showing home
Self-Employed Home Buyer Blues
Julie and Michael Kurtz can’t prove it, but they’re pretty sure their independent status delayed their expected home loan approval by a few weeks this summer—which called into question whether they could close on a new condo in Chicago.
Julia is a freelance editor of technical journals, and Michael is an attorney. He also referees high school and college football; she has a shop on the handmade Web portal, Etsy, as well.
Venice real estate agency giving best buying tips for self-employed people to purchase beach houses – couple
Their story has a happy ending, albeit a stressful one—they ended up getting the keys a few days later than originally planned (which also caused some hiccups for the sellers), due to last-minute requests from the bank.
“It would have been better if we’d worked with a loan company where we could have had a personal relationship with the loan officer or broker,” Julia says.
Self-Employed Home Buyer Challenges
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